Dental Payment Plan (Capitation Plan ) – A payment plan offered by a dentist which allows you to pay a monthly amount towards any treatment received. Pros: With a dental payment plan , or capitation plan , you pay a regular monthly amount, which can be an effective way to spread the costs.
And financing dental work with a credit card requires a score of at least 640 in most cases – 700+, to get a 0% intro APR. However, even people with credit scores below 585 should be able to qualify for some form of dental financing .
Other Options to Finance Dental Work Get financing from your dentist . Many dentist offices have in-house financing options or payment plans. Use a line of credit or charge the cost to your credit card. Consider getting an overdraft. Dental Credit Cards. Personal loans . Medical Credit Cards.
Your state or local health department may know of programs in your area that offer free or reduced-cost dental care. Call your local or state health department to learn more about their financial assistance programs. Check your local telephone book for the number to call.
To qualify for any financing plan, patients will need to have an active checking account and usually must make a 30% – 40% down payment on the procedure cost. If you can get a dental payment plan with 0% interest, the option is worth taking.
The level of difficulty surrounding an extraction lies in the configuration of the tooth’s roots. This is usually why dentists recommend having wisdom teeth removed early. It is generally harder to remove a tooth with multiple roots such as molars, especially if they have curved, crooked or hook-like roots.
To help make your dentistry more affordable, we are able to offer finance at attractive low interest rates, with easy monthly payments . One major way we are able to help is to offer patients receiving larger cost treatment plans interest free finance from 6 months to 2 years.
Perhaps the most flexible option you can use to finance your veneers this year is by taking advantage of our payment plans or dental financing. Using payment plans, patients can choose just how much money they’d like to put down and how much they’d like to pay back on a monthly basis.
Your dental office may offer financing options, even if you don’t have good credit. Ask your dentist what options are available, how much interest you’ll be charged and whether they’ll check your credit.
Some dentists and physicians who are not contracted with an insurer will not even bill insurance. Patient pays then submits to insurance for reimbursement. If the dentist is contracted (in network)with your insurer, contact your insurance company and ask if collecting the full pre-insurance amount upfront is allowed.
A dental loan is really just a personal loan that you can use to pay for dental work . It’s an unsecured loan , meaning there’s no collateral tied to the loan . Because the lender assumes more risk, you can expect interest rates to run higher when compared with a secured loan .
Costa Rica is the number one country in the world for cheap dental work . It has a number of dental practices that are both safe and state-of-the-art with the latest technology, treatments, and procedures that are perfected on an international dental standard.
The Cosmetic Dentistry Grants (CDG) Program provides partial grants to people who need cosmetic services like dental implants . Although CDG doesn’t pay the entire cost of getting dental implants , its partial grants can make implants much more affordable.
You may want to receive an examination from a different dentist, as a second opinion. Contact a few dental offices first to find out the cost of root canal treatment without dental insurance. Another option is to find a new dental insurance plan. You might be able to find a plan that provides more coverage.