CALL OR CLICK TO FIND A NETWORK DENTIST . It’s easy with Cigna Dental Care (DHMO)* From myCigna.com – the easiest way. › Log in to myCigna.com. Click on “Find Providers . and Costs” at the top. From Cigna .com. › Go to Cigna .com. Click on “Find a Doctor, Dentist or. Facility” at the top of the screen.
It’s easy to find a dentist Coverage type. Select the type of coverage you have or are considering (E.g., DHMO/ dental HMO, PPO, etc.). ZIP code. Type in your ZIP code. Network (or plan) name. Choose the name of your network plan. Search by name or specialty. Enter the name of a dentist or the kind of specialist you need.
Benefits covered by your Dental Plan include Preventive & Diagnostic Care such as Oral Exams, Cleanings and X-Rays. Your Plan also includes Basic Restorative Care such as fillings and simple extractions. Major Restorative Care is covered under your plan and includes Crowns, Dentures and Bridges.
Best Overall: Cigna Cigna is a global health service company with high marks for financial strength, including an A rating from both AM Best and Standard & Poor’s. 2 Their dental plans work within a nationwide network of over 93,000 dentists, and they offer phone support from 8am to 8pm every day of the year.
DHMO plans can be more affordable because they require you to see dentists within the network, in order to be covered. In comparison, a dental PPO will permit you to see any licensed dentist you want, in- or out-of-network, but you will pay less if you choose to see a dentist from the plan’s network.
What is a Tier 1 provider ? Every year Cigna evaluates provider performance in certain primary care and medical specialties. Providers with top results* in delivering quality, cost-efficient care become Tier 1 . Under your plan, every time you use a Tier 1 in-network.
The American Dental Association (ADA) offers these suggestions: Ask family, friends, neighbors, or co-workers for their recommendations. Ask your family doctor or local pharmacist. If you’re moving, ask your current dentist to make a recommendation. Contact your local or state dental society.
Tips for choosing the right dentist Ask your friends, family or co-workers. Chances are one of them has a great dentist they can recommend. Ask your doctor or a pharmacist. If you are moving, ask your current dentist for a recommendation. Visit the American Dental Association (ADA) website, opens new window.
As an example, during 2019, Delta Dental of Washington offered dental insurance on the private market starting at a monthly cost of around $26 for an individual and $122 for a family of four*. *These premium amounts are actual examples for certain specific plans offered in 2019 only.
Deductibles and Maximums
|Benefit||DPPO Advantage Network|
|Family Calendar Year Deductible||$150 per family (waived for preventive services)|
|Calendar Year Benefit Maximum (For Class I, II, and III services)||$1,500 per person|
|Lifetime Orthodontia Deductible||$50 per person|
|Lifetime Orthodontia Maximum||$1,000 per person|
Indemnity insurance is as close as you’re likely to come to getting dental insurance that covers everything . With indemnity dental insurance , you can visit any dentist – there are no networks or approved providers.
With dental plans starting from $19 per person, per month1 and access to 93,000+ dentists in 297,000+2 convenient locations across Cigna’s large nationwide network, it’s easy to find an affordable plan to help you save your smile—and your wallet.
The 7 Best Dental Insurance Plans With No Waiting Period of 2021 Humana : Best Overall. Denali Dental: Best Preventive Care. UnitedHealthcare : Best Basic Coverage. Spirit Dental: Best Major Coverage. Ameritas: Best for Orthodontics. MetLife: Best for Veterans. Delta Dental: Best Affordable Coverage.
The 7 Best Dental Insurance Plans for Implants Options Delta Dental Insurance: Best Overall. Spirit Dental : Runner-Up, Best Overall. DentalPlans.com: Best Price. Ameritas: Best Rewards Program. Aetna® Vital Savings: Best Value (Coverage for Price) Renaissance: Best for Convenience. Cigna : Best Group Benefits.
Cigna Dental insurance coverage shall be only for the classes of service referred to in The Schedule of a purchased plan. Dental plans apply waiting periods to covered basic (6-months), major (12-months) and orthodontic (12-months) dental care services.