It’s easy to find a dentist Coverage type. Select the type of coverage you have or are considering (E.g., DHMO/ dental HMO, PPO, etc.). ZIP code. Type in your ZIP code. Network (or plan) name. Choose the name of your network plan. Search by name or specialty. Enter the name of a dentist or the kind of specialist you need.
We have award-winning, dedicated customer service that provides a 93% satisfaction rate. We value smiles and budgets! United Concordia Dental’s federal dental insurance plan not only ensures good oral health, it can also help save you time and money. Click here to view your monthly premium by zip code.
United Concordia Companies, Inc. today announced that it has been awarded a five-year contract by the Department of Defense (DoD) to administer the TRICARE Dental Program (TDP). The new contract takes effect on Feb. 1, 2017, and is the world’s largest voluntary dental plan.
United Concordia Dental pays 100% of the program allowance for covered services specifically related to accidental dental injuries up to a lifetime maximum of $2,000. This benefit is separate from the services covered under the unlimited annual maximum.
While patients are free to choose a dental provider within the network , many plans also allow patients to seek a dentist outside of the network . Patients who opt for an out of network dentist are often able to use the available benefits from within their existing dental insurance plan to help offset costs.
As mentioned before, out-of-network does not mean you can ‘t use your insurance. It doesn’t mean you won’t get any benefits from your plan either. In fact, most out-of-network dental offices do accept insurance. Choosing an out-of-network practitioner means you will have to pay for the services at the time of treatment.
Concordia Preferred (PPO) These plan designs offer the most comprehensive dental coverage to complete a health care package along with design flexibility including high and flexible annual maximum options and implant and orthodontic benefit coverage.
United Concordia Dental offers Active PPO , Passive PPO and DHMO plans in a variety of funding alternatives. PPO plans let members see any licensed dentist providing a difference between in and out-of-network savings, while DHMO 1 plans can offer cost savings with an in-network only plan.
Best Overall: Cigna You can purchase a plan that includes coverage for restorative care and orthodontic care. All Cigna dental insurance covers preventative care with no deductibles or copayments. Broad network of over 93,000 dentists available nationwide.
General Anesthesia 60% • Deep sedation/general anesthesia and intravenous conscious sedation are covered (by report) only when provided in connection with a covered procedure(s) and determined to be medically or dentally necessary.
United Concordia’s standard exclusions and limitations apply. 3. Minimum of 10 enrolled to offer orthodontic coverage for dependents. Adult orthodontics is available as a rider to groups of 51 enrolled or more.
|Sponsor’s Military Status||Type of Enrollment|
|Active Duty||Single: $11.60 Family: $30.15|
|Selected Reserve and IRR (Mobilized Only)||Sponsor Only: $11.60 Single: $28.99 Family: $75.37 Sponsor & Family: $86.97|
|IRR (Non-mobilized)||Sponsor Only: $28.99 Single: $28.99 Family: $75.37 Sponsor & Family: $103.36|
Cleaning frequency tells you how often your routine cleanings and exams are covered by your insurance. Frequency and amount of coverage can vary depending on your plan.
|•||2 cleanings in 12 months|
|•||2 in a calendar year|
|•||1 in 6 consecutive months|
Indemnity insurance is as close as you’re likely to come to getting dental insurance that covers everything . With indemnity dental insurance , you can visit any dentist – there are no networks or approved providers.
The High Option plan offers immediate benefits for diagnostic and preventive services, basic and major services. Orthodontic services are available on the High Option plan for dependent children up to age 19. There is a 12-month waiting period for orthodontic services.