We have award-winning, dedicated customer service that provides a 93% satisfaction rate. We value smiles and budgets! United Concordia Dental’s federal dental insurance plan not only ensures good oral health, it can also help save you time and money. Click here to view your monthly premium by zip code.
It’s easy to find a dentist Coverage type. Select the type of coverage you have or are considering (E.g., DHMO/ dental HMO, PPO, etc.). ZIP code. Type in your ZIP code. Network (or plan) name. Choose the name of your network plan. Search by name or specialty. Enter the name of a dentist or the kind of specialist you need.
United Concordia Dental pays 100% of the program allowance for covered services specifically related to accidental dental injuries up to a lifetime maximum of $2,000. This benefit is separate from the services covered under the unlimited annual maximum.
Go to the Beneficiary Web Enrollment website. Click on the red ” Log On” link at the top of the page. You must have a Common Access Card (CAC), DFAS (MyPay) Account, or a DoD Self-Service Logon (DS Logon) Premium (Level 2) account to log in. Select the ” Dental ” tab to enroll in a dental plan.
Concordia Preferred (PPO) These plan designs offer the most comprehensive dental coverage to complete a health care package along with design flexibility including high and flexible annual maximum options and implant and orthodontic benefit coverage .
Best Overall: Cigna Furthermore, Cigna dental insurance for individuals comes with no copays and no deductibles for preventive care with in-network dentists. Cigna’s dental Preferred Provider Organization (DPPO) plans are available to consumers of all ages, and pricing is offered on a per person, per month basis.
The American Dental Association (ADA) offers these suggestions: Ask family, friends, neighbors, or co-workers for their recommendations. Ask your family doctor or local pharmacist. If you’re moving, ask your current dentist to make a recommendation. Contact your local or state dental society.
As an example, during 2019, Delta Dental of Washington offered dental insurance on the private market starting at a monthly cost of around $26 for an individual and $122 for a family of four*. *These premium amounts are actual examples for certain specific plans offered in 2019 only.
One of the largest dental insurance providers in the country, Guardian offers Guardian Dental Direct individual policies across the country with excellent coverage options and low rates usually reserved for group plans.
Indemnity insurance is as close as you’re likely to come to getting dental insurance that covers everything . With indemnity dental insurance , you can visit any dentist – there are no networks or approved providers.
NerdWallet estimates that national average costs for root canals are $762 for a front tooth, $879 for a premolar and $1,111 for a molar. The region of the country in which you live can also determine the cost. If you live closer to the coast, expect a price higher than the national average, says NerdWallet.
If you’re enrolled in a health plan with dental benefits , you can change health plans only if you have a life event that qualifies you for a Special Enrollment Period. If you qualify, you can choose a new health plan with or without dental coverage .
|Sponsor’s Military Status||Type of Enrollment|
|Active Duty||Single: $11.60 Family: $30.15|
|Selected Reserve and IRR (Mobilized Only)||Sponsor Only: $11.60 Single: $28.99 Family: $75.37 Sponsor & Family: $86.97|
|IRR (Non-mobilized)||Sponsor Only: $28.99 Single: $28.99 Family: $75.37 Sponsor & Family: $103.36|
TRICARE covers adjunctive dental care. as part of the “medical” benefit. Dental coverage for diagnostic and preventive services, restorative services, orthodontics, oral surgery, endodontics and other non-medical services are provided under two different dental plans: TRICARE Active Duty Dental Program.
|Annual Benefit Maximum||$1,800 per enrollee*|
|Orthodontic Lifetime Maximum (See age limitations in Orthodontics Section below)||$1,750 per enrollee|
|Dental Accident Coverage Annual Maximum||$1,200 per enrollee|