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In the United States and U.S. Territories If you need to get dental care from a civilian dentist , you’ll use the TRICARE Active Duty Dental Program in: the United States. U.S. Virgin Islands.
Go to the Beneficiary Web Enrollment website. Click on the red “Log On” link at the top of the page. You must have a Common Access Card (CAC), DFAS (MyPay) Account, or a DoD Self-Service Logon (DS Logon) Premium (Level 2) account to log in. Select the ” Dental ” tab to enroll in a dental plan .
The TRICARE Dental Program (TDP), administered by MetLife , is a worldwide dental care plan offered to eligible beneficiaries by the Department of Defense through the TRICARE Management Activity. The TDP makes it cost effective and convenient to care for your oral health.
6. Best for Additional Benefits : MetLife Dental Insurance . MetLife offers a unique dental insurance option to its members. You can receive coverage for preventive and restorative care, orthodontics, cosmetic procedures, oral surgery and more.
Premium
Sponsor’s Military Status | Type of Enrollment |
---|---|
Active Duty | Single: $11.60 Family: $30.15 |
Selected Reserve and IRR (Mobilized Only) | Sponsor Only: $11.60 Single: $28.99 Family: $75.37 Sponsor & Family: $86.97 |
IRR (Non-mobilized) | Sponsor Only: $28.99 Single: $28.99 Family: $75.37 Sponsor & Family: $103.36 |
In general, TRICARE excludes services and supplies that are not medically or psychologically necessary for the diagnosis or treatment of a covered illness (including mental disorder), injury, or for the diagnosis and treatment of pregnancy or well-child care.
United Concordia Dental pays 100% of the program allowance for covered services specifically related to accidental dental injuries up to a lifetime maximum of $2,000. This benefit is separate from the services covered under the unlimited annual maximum.
Apart from missing teeth , cavities are also disqualifying factors. While it is completely possible to have military dentists fix your teeth for you, the procedure would be better performed by civilian dentists like the ones at Linhart Dentistry, especially because they specialise in cosmetic dentistry.
Frequent dental cleanings may help your overall health in many ways. If you are enrolled in the TRICARE Dental Program, TDP covers yearly diagnostic and preventive services. During a 12-month period, the TDP covers two routine teeth cleanings.
Here are the new rates for military retiree dental coverage under new FEDVIP benefit
Average biweekly dental premium* | Average monthly dental premium* | |
---|---|---|
Self | $17.41 | $37.73 |
Self + 1 | $34.14 | $73.97 |
Self + family | $49.23 | $106.68 |
*Actual premium may be higher or lower | *Actual premium may be higher or lower |
The TRICARE dental plan also includes dental implants and related prosthetics, extended restorative services to teeth affected by attrition, erosion, abrasion, and congenital or developmental defects. General anesthesia is covered at a cost share when provided in conjunction with a covered benefit.
TRICARE Select. TRICARE Select (previously named TRICARE Standard) is a preferred provider organization ( PPO ) health plan. A PPO provides the greatest choice in health care providers in exchange for some extra costs.
Endodontics • Root canal treatment limited to once per tooth per 24 months. General Anesthesia • When dentally necessary in connection with oral surgery, extractions or other covered dental services.
Dental Insurance Benefits . Both Plans: No waiting periods for major procedures (except for Orthodontia in high plan which has a 24-month waiting period )
Best Dental Insurance Providers of 2021 Cigna : Best Overall. Renaissance Dental: Runner-Up, Best Overall. Spirit Dental: Best for No Waiting Periods. Humana Dental Insurance: Best Value. UnitedHealthOne Dental Insurance: Best for Families. Physicians Mutual : Best for Seniors. Delta Dental : Best for Orthodontics.