All Smiles Dental Group is your one stop shop for dental services, and we are preferred providers and an in-network provider with Aetna dental insurance plans.
Pediatric dental coverage is considered “essential” but not “mandatory” under the ACA. This means that plans inside health insurance marketplaces must offer pediatric dental coverage , but parents do not have to purchase it.
Aetna does not provide care or guarantee access to dental services. Not all dental services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage .
According to DentalPlans.com the average cost per child is $65 to $100 per child per checkup without dental insurance. Children should have a dental checkup twice a year.
Aetna has an excellent reputation and is one of the largest health insurers in the U.S. It has an AM Best “A” (excellent) financial strength rating. Aetna offers several types of provider plans including HMO, POS, PPO, EPO, and HDHP with HSA.
Concluding Thoughts on Aetna Dental Statistics show that those who have dental insurance benefits have markedly improved overall health. Aetna provides affordable dental insurance options to lower the expense of any dental procedures you need significantly.
Pediatric dental insurance helps pay the cost. Most plans cover preventive services like cleanings and X-rays. Many also cover fillings and other types of dental care when kids see an in-network dentist . Some plans may have annual deductibles plus copays and coinsurance; others might not.
A pediatric dentist typically sees children from an age range of 6 months old until their final adult teeth have come in. A child will continue to develop adult teeth until they are 12 or 13 years of age .
Stay on your parents’ coverage. Eligibility requirements differ across plans, but many dental plans cover adult children up to age 26 .
How much is Aetna health insurance? Among eHealth shoppers, the average premium for an ACA-compliant health insurance in 2018 was $465.86 for an individual plan, although insurance costs can vary significantly depending on the kind of plan you choose, the benefits included and your location.
A dental preferred provider organization ( PPO ) is much less restrictive than its DMO counterpart. You can generally visit any dentist you want who is willing to accept the insurance , and you don’t need a referral to see a specialist.
A Preferred Provider Organization ( PPO ) has pricier premiums than an HMO or POS. But this plan allows you to see specialists and out-of-network doctors without a referral. If you know you’ll need more health care in the coming year and you can afford higher premiums, a PPO is a good choice.
For these reasons, and plenty of others, pediatric dentistry may often be more expensive than general dentistry . But, these increased costs reflect the extra training, specialized equipment, and experience that pediatric dentists have.
Then the dentist or hygienist will likely: Evaluate your child’s oral hygiene and overall health, drinking and eating habits, and risk of tooth decay. Remove stains or deposits on your child’s teeth by gently scrubbing with a wet toothbrush or wet cloth.
Tooth Filling If your child has a small cavity , your child’s dentist will be able to repair the tooth with a dental filling . First, the dentist will drill and remove the decayed matter in the tooth. Next, your dentist will use a tooth-colored resin to fill the hole left in the tooth.