If you don’t have dental insurance, don’t worry. Call your local 123 Dentist clinic and ask about their payment plans . If the clinic has payment plans , they will typically require a small percentage as a downpayment with the bulk of the procedure price split up and deferred monthly.
Otherwise, for typical dental emergencies , call a local dentist’s office to determine your options. If it’s after hours, there may be an emergency line you can call. Many offices also offer discounted prices to uninsured customers willing to pay directly to the dental office.
Dental Implant Financing & Bad Credit : Here Are Your Options Sub-Prime Lender Financing. Traditionally the first option for patients that don’t qualify for a standard credit -based medical loan through a primary lender like CareCredit or GreenSky is to apply for subprime lender financing. Personal Loans . Flexible Pay -Over-Time Plans.
And financing dental work with a credit card requires a score of at least 640 in most cases – 700+, to get a 0% intro APR. However, even people with credit scores below 585 should be able to qualify for some form of dental financing .
The level of difficulty surrounding an extraction lies in the configuration of the tooth’s roots. This is usually why dentists recommend having wisdom teeth removed early. It is generally harder to remove a tooth with multiple roots such as molars, especially if they have curved, crooked or hook-like roots.
If you can’t pay your dental bill by the time the dentist office sends it to a collections agency, you should be able to come to a settlement agreement. Collections agencies don’t typically expect to get the full payment and will often take a fraction of what you owe.
Walk-ins to an emergency room would be given antibiotics or pain medication and told to contact their dentist. Not only can they not pull teeth in an emergency room , it is illegal for anyone other than a dentist to perform an emergency tooth extraction, emergency root canal or any other dental care.
Your state or local health department may know of programs in your area that offer free or reduced-cost dental care. Call your local or state health department to learn more about their financial assistance programs. Check your local telephone book for the number to call.
Costa Rica is the number one country in the world for cheap dental work . It has a number of dental practices that are both safe and state-of-the-art with the latest technology, treatments, and procedures that are perfected on an international dental standard.
Ask friends and family for help They may be able to lend you money. Or, if they have good credit , they may be willing to co-sign on a personal loan or low-interest credit card, which may increase your chances of being approved .
You may be able to get approved for a CareCredit credit card with bad credit , but you may not qualify if your credit score is too low . That said, CareCredit accepts co-signed applications, so if you don’t qualify on your own, you can apply with a co-signer to share the risk.
To qualify for any financing plan, patients will need to have an active checking account and usually must make a 30% – 40% down payment on the procedure cost. If you can get a dental payment plan with 0% interest, the option is worth taking.
‘Capitation schemes’ for private treatment Capitation schemes are designed to help you ‘save up’ for treatment by making a monthly payment by direct debit. Your dentist or an independent company will run the scheme. There are two types of plans: maintenance plans and comprehensive plans.