It’s easy to find a dentist Coverage type. Select the type of coverage you have or are considering (E.g., DHMO/ dental HMO, PPO, etc.). ZIP code. Type in your ZIP code. Network (or plan) name. Choose the name of your network plan. Search by name or specialty. Enter the name of a dentist or the kind of specialist you need.
What does dental insurance cover ? Dental coverage helps protect your overall oral care. That includes things like preventive cleanings, x-rays, restorative services like fillings, and even more serious forms of oral surgery that you might need one day.
One of the largest dental insurance providers in the country, Guardian offers Guardian Dental Direct individual policies across the country with excellent coverage options and low rates usually reserved for group plans.
Delta Dental Insurance and Guardian Direct® Dental Insurance are very close in quality and have the same overall rating. That said, Delta Dental scores better than Guardian Direct across: Waiting Period, and Availability. Whereas, Guardian Direct scores better on Coverage, Plan Options, and In-Network Dentists.
Not all plans will cover you if you go out of network . And, when you do go out of network , your share of costs will be higher. Some plans may have higher cost-sharing provisions (deductibles, copays and coinsurance) that apply to out-of-network care. For more information, see In- Network and Out-of-Network Care.
In fact, most out-of-network dental offices do accept insurance. Choosing an out-of-network practitioner means you will have to pay for the services at the time of treatment. And because out-of-network providers are not contracted with any insurance company, fees will not be pre-negotiated with your company.
With a procedure like a root canal treatment, that savings can be useful. Plus, Guardian Direct®️ PPO plans provide access to cleanings, x-rays, and exams from the time your coverage starts, so there are no waiting periods for preventive care.
Guardian is committed to keeping members healthier by helping them save on important oral care treatments. Guardian covers oral cancer screenings, enhanced periodontal treatments, dental implants , and an additional cleaning after the maximum is met.
Basic restorative care: This includes fillings , extractions, and non-routine X-rays. Major restorative care: Bridges, crowns, dentures, and the like. Orthodontic treatment: Braces and other types of teeth aligners.
Indemnity insurance is as close as you’re likely to come to getting dental insurance that covers everything . With indemnity dental insurance , you can visit any dentist – there are no networks or approved providers.
Guardian Vision gives you access to a diverse selection of private practice providers through our large, convenient network of retail partners: America’s Best, Cohen’s Fashion Optical, Costco, EyeMart Express, EyeMasters, Eyeglass World, ForEyes, HourEyes, JCP Optical, Midwest Vision Centers, MyEyeDr, Nationwide Vision
Guardian , a leader in dental , has introduced a new type of group dental PPO insurance plan so you and your employees have more choices and more ways to save on quality care.
The company has been providing insurance since 1954 and offers both PPO and HMO plans. With consistently high ratings for financial stability and more than 150,000 participating dentists across the country, Delta Dental should be one of the first companies you consider for dental coverage .
Best Overall: Cigna Furthermore, Cigna dental insurance for individuals comes with no copays and no deductibles for preventive care with in-network dentists. Cigna’s dental Preferred Provider Organization (DPPO) plans are available to consumers of all ages, and pricing is offered on a per person, per month basis.
Delta Dental offers both group plans and individual plans. Plans may have an annual maximum and deductible . Plan members get the most plan savings by visiting a PPO dentist. DeltaCare® USA is our HMO-type plan in which members choose a skilled primary care dentist from the plan network to visit for care.