Go to myCigna.com – the easiest way! Once you’re enrolled, you can search for a network dentist by name, specialty or location on www.myCigna.com (registration required). MyCigna automatically knows which Cigna dental plan and network you belong to.
Benefits covered by your Dental Plan include Preventive & Diagnostic Care such as Oral Exams, Cleanings and X-Rays. Your Plan also includes Basic Restorative Care such as fillings and simple extractions. Major Restorative Care is covered under your plan and includes Crowns, Dentures and Bridges.
Best Overall: Cigna Cigna is a global health service company with high marks for financial strength, including an A rating from both AM Best and Standard & Poor’s. 2 Their dental plans work within a nationwide network of over 93,000 dentists , and they offer phone support from 8am to 8pm every day of the year.
Cigna Dental insurance coverage shall be only for the classes of service referred to in The Schedule of a purchased plan. Dental plans apply waiting periods to covered basic (6-months), major (12-months) and orthodontic (12-months) dental care services.
DHMO plans can be more affordable because they require you to see dentists within the network, in order to be covered. In comparison, a dental PPO will permit you to see any licensed dentist you want, in- or out-of-network, but you will pay less if you choose to see a dentist from the plan’s network.
Cigna Dental Care DHMO plans include coverage for dental implants , crowns, and even teeth whitening, and you can save with copayments, coinsurance, and discounts. Cigna Plus Savings is a dental discount plan that lets participants save money on all dental procedures with participating providers.
Deductibles and Maximums
|Benefit||DPPO Advantage Network|
|Family Calendar Year Deductible||$150 per family (waived for preventive services)|
|Calendar Year Benefit Maximum (For Class I, II, and III services)||$1,500 per person|
|Lifetime Orthodontia Deductible||$50 per person|
|Lifetime Orthodontia Maximum||$1,000 per person|
With dental plans starting from $19 per person, per month1 and access to 93,000+ dentists in 297,000+2 convenient locations across Cigna’s large nationwide network, it’s easy to find an affordable plan to help you save your smile—and your wallet.
If you are fortunate enough to have Cigna PPO dental insurance coverage and additional coverage under another insurance plan , this can greatly reduce your out of pocket cost for dental care. Dual coverage works the same whether you have two Cigna PPO plans , or plans from Cigna PPO and another carrier.
Having multiple dental insurance policies is acceptable. In fact, having more than one dental insurance policy can offer you additional benefits and help you save on out-of-pocket costs. However, having multiple dental insurance policies is not necessary.
Indemnity insurance is as close as you’re likely to come to getting dental insurance that covers everything . With indemnity dental insurance , you can visit any dentist – there are no networks or approved providers.
As an example, during 2019, Delta Dental of Washington offered dental insurance on the private market starting at a monthly cost of around $26 for an individual and $122 for a family of four*. *These premium amounts are actual examples for certain specific plans offered in 2019 only.
The 7 Best Dental Insurance Plans for Implants Options Delta Dental Insurance: Best Overall. Spirit Dental: Runner-Up, Best Overall. DentalPlans.com: Best Price. Ameritas: Best Rewards Program. Aetna ® Vital Savings: Best Value (Coverage for Price) Renaissance: Best for Convenience. Cigna : Best Group Benefits.
The 7 Best Dental Insurance Plans With No Waiting Period of 2021 Humana : Best Overall. Denali Dental : Best Preventive Care. UnitedHealthcare: Best Basic Coverage. Spirit Dental : Best Major Coverage. Ameritas: Best for Orthodontics. MetLife: Best for Veterans. Delta Dental : Best Affordable Coverage.
You can get a full coverage dental plan in one of the following ways: Enroll in a dental plan offered through your employer. If you don’t have coverage through an employer, you can buy a full coverage dental plan on your own either through a private insurance carrier or the Health Insurance Marketplace.