EmblemHealth Preferred Dental Plan This dental plan gives you quality coverage with access to over 8,500 dentists and specialists in New York and New Jersey. You can choose a network dentist or specialist for services covered under your plan. You don’t have to pick a specific primary care dentist .
The best way is to ask your dentist . You can also check the provider directory for each plan at www.opm.gov/healthcare- insurance / dental -vision/plan-information/. However, the plan’s directory may not have the most recent updates, so you should always verify participation with your dentist .
Be covered for basic services through our network for fillings, root canals , extractions, and periodontal care based on your dental benefits.
Two companies from those early days of health insurance, Group Health Incorporated (GHI) and Health Insurance Plan of Greater New York (HIP), would later merge and become EmblemHealth.
Emblem Health is one of the best and cheapest health insurance companies in the state because it offers affordable health plans on a large provider network in New York, Connecticut, and New Jersey. After these changes, Emblemhealth is a more affordable health insurance option in New York with good coverage .
EmblemHealth includes the $1,400 annual implant allowance as an exclusive courtesy to our federal members to help lower costs. Applies to intermediate and major services. Applies only to out-of-network services. $50 deductible per person per year.
It’s alright because with PPO dental insurance plans you can still use your plan with any dentist . It’s becoming more common to find many dentists who are not contracted with any carrier networks. However, most of these dental offices will accept PPO dental plans and will usually file claims as a courtesy to patients.
As mentioned before, out-of-network does not mean you can ‘t use your insurance. It doesn’t mean you won’t get any benefits from your plan either. In fact, most out-of-network dental offices do accept insurance. Choosing an out-of-network practitioner means you will have to pay for the services at the time of treatment.
Best Overall: Cigna You can purchase a plan that includes coverage for restorative care and orthodontic care. All Cigna dental insurance covers preventative care with no deductibles or copayments. Broad network of over 93,000 dentists available nationwide.
EmblemHealth is a local, neighborhood health plan that has served the New York City area and surrounding communities for more than 75 years. They are one of the nation’s largest not-for-profit health plans, serving 3.1 million people who live and work across the New York tri-state area.
Unlike HIP Plus, HIP Basic does not cover dental , vision or chiropractic services.
And they say that people may qualify for up to $3,000 in help from their insurance company. According to the Consumer Guide for Dentistry, the national average for Invisalign is $3,000 – $5,000 . For comparison, traditional metal bracket braces usually cost $2,000–$6,000.
EmblemHealth InBalance PPO No PCP or referrals required.
EmblemHealth is one of the United States’ largest nonprofit health plans. It is headquartered at 55 Water Street in Lower Manhattan, New York City. It is a $10 billion company with 3.1 million members. GHI and HIP had been operating as separate companies in the New York region since 1937 and 1947, respectively.
GHI-Empire CBP option consists of two components: GHI, an EmblemHealth company, offering benefits for medical/physician services, and • Empire BlueCross BlueShield offering benefits for services provided at hospital and out- patient facilities.