Go to myCigna.com – the easiest way! Once you’re enrolled, you can search for a network dentist by name, specialty or location on www.myCigna.com (registration required). MyCigna automatically knows which Cigna dental plan and network you belong to.
Currently, our Full Cover dentists are mainly in London . To find out if there is one near your business locations, use our simple online search tool or call 0808 234 0440. (Monday–Friday, 8am–8pm).
Benefits covered by your Dental Plan include Preventive & Diagnostic Care such as Oral Exams, Cleanings and X-Rays. Your Plan also includes Basic Restorative Care such as fillings and simple extractions. Major Restorative Care is covered under your plan and includes Crowns, Dentures and Bridges.
It’s easy to find a dentist Coverage type. Select the type of coverage you have or are considering (E.g., DHMO/ dental HMO, PPO, etc.). ZIP code. Type in your ZIP code. Network (or plan) name. Choose the name of your network plan. Search by name or specialty. Enter the name of a dentist or the kind of specialist you need.
If you are looking for cheap individual health insurance then Cigna would be a good option to consider. However, the health insurance company does have below average reviews and customer complaints. Policyholders will have access to their health insurance or dental plans online through the Cigna website.
DHMO plans can be more affordable because they require you to see dentists within the network, in order to be covered. In comparison, a dental PPO will permit you to see any licensed dentist you want, in- or out-of-network, but you will pay less if you choose to see a dentist from the plan’s network.
Deductibles and Maximums
|Benefit||DPPO Advantage Network|
|Family Calendar Year Deductible||$150 per family (waived for preventive services)|
|Calendar Year Benefit Maximum (For Class I, II, and III services)||$1,500 per person|
|Lifetime Orthodontia Deductible||$50 per person|
|Lifetime Orthodontia Maximum||$1,000 per person|
Typically, full coverage plans go beyond preventive care. They may also offer coverage for the following: Basic restorative care: This usually includes things like fillings , extractions, and non-routine X-rays. Major restorative care: This includes things like bridges, crowns, and dentures.
Cigna Dental Care DHMO plans include coverage for dental implants , crowns, and even teeth whitening, and you can save with copayments, coinsurance, and discounts. Cigna Plus Savings is a dental discount plan that lets participants save money on all dental procedures with participating providers.
Cancellation and Refund Option. If a Member is not satisfied with the Program and wishes to terminate his/her membership, the Member may cancel the membership for any reason and at any time during the membership period by notifying Cigna Dental Savings verbally or in writing.
Your health plan does not cover non-emergency services from an out-of-network provider. You will pay a larger part of the cost share for those services than you would for the same services provided by an in- network provider. This may include the deductible, coinsurance and other out -of-pocket amounts.
Depending on what area you’re in, the average dental cleaning cost is between $75 and $200. This might seem like a lot of money, especially if you don’t have insurance to cover it. But consider this: The cost of advanced dental procedures is much , much more.
As an example, during 2019, Delta Dental of Washington offered dental insurance on the private market starting at a monthly cost of around $26 for an individual and $122 for a family of four*. *These premium amounts are actual examples for certain specific plans offered in 2019 only.
Best Dental Insurance Providers of 2021 Cigna : Best Overall. Renaissance Dental: Runner-Up, Best Overall. Spirit Dental: Best for No Waiting Periods. Humana Dental Insurance: Best Value. UnitedHealthOne Dental Insurance: Best for Families. Physicians Mutual: Best for Seniors. Delta Dental : Best for Orthodontics.
As mentioned before, out-of-network does not mean you can ‘t use your insurance. It doesn’t mean you won’t get any benefits from your plan either. In fact, most out-of-network dental offices do accept insurance. Choosing an out-of-network practitioner means you will have to pay for the services at the time of treatment.