Your dentist may be a Delta Dental dentist , but may not participate in the Delta Dental PPO network. Your Delta Dental PPO plan also allows you to visit Delta Dental Premier dentists although, typically, you’ll enjoy lower out-of-pocket costs when you select a Delta Dental PPO dentist .
Find a Delta Dental dentist in your area with ease from any device with our Find a Dentist tool. Visit the Find a Dentist tool. Enter your ZIP code. Choose your network from the drop-down menu. Submit.
Delta Dental PPO ™ is our fee-for-service plan that allows plan members to visit any licensed dentist, anywhere. Covered services are paid based on a percentage, called a coinsurance. For example, if fillings are covered at 80%, you pay the remaining amount. Plans may have an annual maximum and deductible.
Best Overall: Cigna You can purchase a plan that includes coverage for restorative care and orthodontic care. All Cigna dental insurance covers preventative care with no deductibles or copayments. Broad network of over 93,000 dentists available nationwide.
As an example, during 2019, Delta Dental of Washington offered dental insurance on the private market starting at a monthly cost of around $26 for an individual and $122 for a family of four*.
Why We Chose This Company: Delta Dental is one of the largest providers of dental plans and offers the highest coverage for implants (50%) for a reasonable monthly premium in its top PPO plan.
Delta Dental PPO is our preferred-provider option program. With Delta Dental PPO you have access to a network of dentists who accept reduced fees for covered services, giving you the lowest out-of-pocket costs. Delta Dental Premier is our original fee-for-service plan that offers the largest network of dentists.
The company has been providing insurance since 1954 and offers both PPO and HMO plans. With consistently high ratings for financial stability and more than 150,000 participating dentists across the country, Delta Dental should be one of the first companies you consider for dental coverage .
$90 Amalgam (silver) or composite (tooth-colored) fillings . Replacing an existing filling is covered once every two years. $90 Stainless-steel crowns and ready-made resin crowns are covered on primary teeth.
Delta Dental plans cover a variety of root canal (endodontic) treatments. The most common procedures and typical amounts charged by dentists are: Root Canal – Front Tooth (approximately $620 – $1,100 Out-of-Network) Root Canal – Premolar (approximately $720- $$1,300 Out-of-Network)
Preventive Plus is PPO dental insurance that offers the kind of quality dental coverage that many people seek. Costs of preventive services like oral exams, routine cleanings and X-rays. Basic care such as emergency care for pain relief, nonsurgical extractions and fillings. No waiting period for preventive care
Discount plans, like Delta Dental Patient Direct, have no waiting period and no paperwork to file. Enrollees simply pay the discounted fee directly to the dentist at the time of treatment. After enrolling in a new dental plan, coverage for certain treatments could be subject to a waiting period .
Indemnity insurance is as close as you’re likely to come to getting dental insurance that covers everything . With indemnity dental insurance , you can visit any dentist – there are no networks or approved providers.
Having multiple dental insurance policies is acceptable. In fact, having more than one dental insurance policy can offer you additional benefits and help you save on out-of-pocket costs. However, having multiple dental insurance policies is not necessary.
The 7 Best Dental Insurance Plans for Implants Options Delta Dental Insurance: Best Overall. Spirit Dental: Runner-Up, Best Overall. DentalPlans.com: Best Price. Ameritas: Best Rewards Program. Aetna ® Vital Savings: Best Value (Coverage for Price) Renaissance: Best for Convenience. Cigna : Best Group Benefits.