CALL OR CLICK TO FIND A NETWORK DENTIST . It’s easy with Cigna Dental Care (DHMO)* From myCigna.com – the easiest way. › Log in to myCigna.com. Click on “Find Providers . and Costs” at the top. From Cigna .com. › Go to Cigna .com. Click on “Find a Doctor, Dentist or. Facility” at the top of the screen.
Pediatric Dental Benefits Under the ACA, all children under the age of 19 must be covered by dental insurance . The coverage comes primarily from public programs, including the Children’s Health Insurance Plan (CHIP) and Medicaid. Some coverage also comes from stand-alone plans or may be embedded in a medical plan.
According to DentalPlans.com the average cost per child is $65 to $100 per child per checkup without dental insurance. Children should have a dental checkup twice a year.
You can enroll in a Cigna Dental plan with or without a Cigna medical plan. Affordable plan options, thousands of dentists , and locations to choose from in convenient locations across the U.S.—That’s why over 17 million customers choose Cigna dental insurance . Per year, after deductible and coinsurance.
DHMO plans can be more affordable because they require you to see dentists within the network, in order to be covered. In comparison, a dental PPO will permit you to see any licensed dentist you want, in- or out-of-network, but you will pay less if you choose to see a dentist from the plan’s network.
If you are looking for cheap individual health insurance then Cigna would be a good option to consider. However, the health insurance company does have below average reviews and customer complaints. Policyholders will have access to their health insurance or dental plans online through the Cigna website.
Pediatric dental insurance helps pay the cost. Most plans cover preventive services like cleanings and X-rays. Many also cover fillings and other types of dental care when kids see an in-network dentist . Some plans may have annual deductibles plus copays and coinsurance; others might not.
Children should see the dentist by their first birthday but having dental insurance earlier can help with dental costs. If you don’t have dental insurance through a workplace, you’ll need to shop around for a plan of your own.
Many dental plans allow children to remain on their parents’ insurance until 26. That means you’ll stop receiving dental benefits from your parents’ plan on your 26th birthday.
For these reasons, and plenty of others, pediatric dentistry may often be more expensive than general dentistry . But, these increased costs reflect the extra training, specialized equipment, and experience that pediatric dentists have.
Then the dentist or hygienist will likely: Evaluate your child’s oral hygiene and overall health, drinking and eating habits, and risk of tooth decay. Remove stains or deposits on your child’s teeth by gently scrubbing with a wet toothbrush or wet cloth.
Tooth Filling If your child has a small cavity , your child’s dentist will be able to repair the tooth with a dental filling . First, the dentist will drill and remove the decayed matter in the tooth. Next, your dentist will use a tooth-colored resin to fill the hole left in the tooth.
Benefits covered by your Dental Plan include Preventive & Diagnostic Care such as Oral Exams, Cleanings and X-Rays. Your Plan also includes Basic Restorative Care such as fillings and simple extractions. Major Restorative Care is covered under your plan and includes Crowns, Dentures and Bridges.
Deductibles and Maximums
|Benefit||DPPO Advantage Network|
|Family Calendar Year Deductible||$150 per family (waived for preventive services)|
|Calendar Year Benefit Maximum (For Class I, II, and III services)||$1,500 per person|
|Lifetime Orthodontia Deductible||$50 per person|
|Lifetime Orthodontia Maximum||$1,000 per person|
Cigna Dental Care® (DHMO) Covers treatment8 such as: Surgical implants . Crowns and bridges over implants .