Go to myCigna.com – the easiest way! Once you’re enrolled, you can search for a network dentist by name, specialty or location on www.myCigna.com (registration required). MyCigna automatically knows which Cigna dental plan and network you belong to.
How to search for an in- network provider Log in to the myCigna® website to search for an in- network provider . The provider directory on myCigna.com shows you results based on your health plan network and your location. Know before you go. Meet the provider in person.
Benefits covered by your Dental Plan include Preventive & Diagnostic Care such as Oral Exams, Cleanings and X-Rays. Your Plan also includes Basic Restorative Care such as fillings and simple extractions. Major Restorative Care is covered under your plan and includes Crowns, Dentures and Bridges.
How to Verify In- Network Providers Check your insurance company’s website. Many insurance companies will post in- network providers for the plans they offer. Check your provider’s website. Call your provider . Call your insurance company. Call your agent.
If you are looking for cheap individual health insurance then Cigna would be a good option to consider. However, the health insurance company does have below average reviews and customer complaints. Policyholders will have access to their health insurance or dental plans online through the Cigna website.
DHMO plans can be more affordable because they require you to see dentists within the network, in order to be covered. In comparison, a dental PPO will permit you to see any licensed dentist you want, in- or out-of-network, but you will pay less if you choose to see a dentist from the plan’s network.
Your health plan does not cover non-emergency services from an out-of-network provider. You will pay a larger part of the cost share for those services than you would for the same services provided by an in- network provider. This may include the deductible, coinsurance and other out -of-pocket amounts.
That’s why we try to make this easier for you by offering you and your patient’s access to our extensive network of regional and national labs, including Laboratory Corporation of America ( LabCorp ) and Quest Diagnostics , Inc. ( Quest ).
Cigna Dental Care DHMO plans include coverage for dental implants , crowns, and even teeth whitening, and you can save with copayments, coinsurance, and discounts.
Deductibles and Maximums
|Benefit||DPPO Advantage Network|
|Family Calendar Year Deductible||$150 per family (waived for preventive services)|
|Calendar Year Benefit Maximum (For Class I, II, and III services)||$1,500 per person|
|Lifetime Orthodontia Deductible||$50 per person|
|Lifetime Orthodontia Maximum||$1,000 per person|
You will pay $0 for a dental exam every 6 months2 including cleanings , oral exams, and routine x-rays with no deductibles or copays, when you visit any of the over 93,000+ dentists in 297,000+ convenient locations3 across Cigna’s large nationwide network.
Cigna Dental insurance coverage shall be only for the classes of service referred to in The Schedule of a purchased plan. Dental plans apply waiting periods to covered basic (6-months), major (12-months) and orthodontic (12-months) dental care services.
Out of network simply means that the doctor or facility providing your care does not have a contract with your health insurance company. Health insurance companies would prefer you to seek care from their in- network providers because it costs them less.
If you have any questions about what your plan covers , call your insurance company. Member services representatives are there to answer exactly these types of calls. They can tell you whether a doctor, prescription or service is covered and how much your insurance will pay.
Call your insurance company or state Medicaid and CHIP program. Look at their website or check your member handbook to find doctors in your network who take your health coverage . Ask your friends or family if they have doctors they like and use this tool to compare doctors and other health care providers in your area.