Go to myCigna.com – the easiest way! Once you’re enrolled, you can search for a network dentist by name, specialty or location on www.myCigna.com (registration required). MyCigna automatically knows which Cigna dental plan and network you belong to.
How to search for an in- network provider Log in to the myCigna® website to search for an in- network provider . The provider directory on myCigna.com shows you results based on your health plan network and your location. Know before you go. Meet the provider in person.
Benefits covered by your Dental Plan include Preventive & Diagnostic Care such as Oral Exams, Cleanings and X-Rays. Your Plan also includes Basic Restorative Care such as fillings and simple extractions. Major Restorative Care is covered under your plan and includes Crowns, Dentures and Bridges.
Best Overall: Cigna Cigna is a global health service company with high marks for financial strength, including an A rating from both AM Best and Standard & Poor’s. 2 Their dental plans work within a nationwide network of over 93,000 dentists , and they offer phone support from 8am to 8pm every day of the year.
DHMO plans can be more affordable because they require you to see dentists within the network, in order to be covered. In comparison, a dental PPO will permit you to see any licensed dentist you want, in- or out-of-network, but you will pay less if you choose to see a dentist from the plan’s network.
Cigna Dental Care DHMO plans include coverage for dental implants , crowns, and even teeth whitening, and you can save with copayments, coinsurance, and discounts. Cigna Plus Savings is a dental discount plan that lets participants save money on all dental procedures with participating providers.
Preferred Home Delivery Savings—Express Scripts Pharmacy The Express Scripts Pharmacy , 1 of the leading home delivery companies, is Cigna’s preferred home delivery pharmacy . Express Scripts home delivery may cost less and makes it easier for you to get your medications.
Your health plan does not cover non-emergency services from an out-of-network provider. You will pay a larger part of the cost share for those services than you would for the same services provided by an in- network provider. This may include the deductible, coinsurance and other out -of-pocket amounts.
That’s why we try to make this easier for you by offering you and your patient’s access to our extensive network of regional and national labs, including Laboratory Corporation of America ( LabCorp ) and Quest Diagnostics , Inc. ( Quest ).
Deductibles and Maximums
|Benefit||DPPO Advantage Network|
|Family Calendar Year Deductible||$150 per family (waived for preventive services)|
|Calendar Year Benefit Maximum (For Class I, II, and III services)||$1,500 per person|
|Lifetime Orthodontia Deductible||$50 per person|
|Lifetime Orthodontia Maximum||$1,000 per person|
You will pay $0 for a dental exam every 6 months2 including cleanings , oral exams, and routine x-rays with no deductibles or copays, when you visit any of the over 93,000+ dentists in 297,000+ convenient locations3 across Cigna’s large nationwide network.
Cigna Dental insurance coverage shall be only for the classes of service referred to in The Schedule of a purchased plan. Dental plans apply waiting periods to covered basic (6-months), major (12-months) and orthodontic (12-months) dental care services.
Indemnity insurance is as close as you’re likely to come to getting dental insurance that covers everything . With indemnity dental insurance , you can visit any dentist – there are no networks or approved providers.
Having multiple dental insurance policies is acceptable. In fact, having more than one dental insurance policy can offer you additional benefits and help you save on out-of-pocket costs. However, having multiple dental insurance policies is not necessary.
As an example, during 2019, Delta Dental of Washington offered dental insurance on the private market starting at a monthly cost of around $26 for an individual and $122 for a family of four*. *These premium amounts are actual examples for certain specific plans offered in 2019 only.