Currently, our Full Cover dentists are mainly in London . To find out if there is one near your business locations, use our simple online search tool or call 0808 234 0440. (Monday–Friday, 8am–8pm).
Go to myCigna.com – the easiest way! Once you’re enrolled, you can search for a network dentist by name, specialty or location on www.myCigna.com (registration required). MyCigna automatically knows which Cigna dental plan and network you belong to.
Benefits covered by your Dental Plan include Preventive & Diagnostic Care such as Oral Exams, Cleanings and X-Rays. Your Plan also includes Basic Restorative Care such as fillings and simple extractions. Major Restorative Care is covered under your plan and includes Crowns, Dentures and Bridges.
Best Overall: Cigna Cigna is a global health service company with high marks for financial strength, including an A rating from both AM Best and Standard & Poor’s. 2 Their dental plans work within a nationwide network of over 93,000 dentists , and they offer phone support from 8am to 8pm every day of the year.
Deductibles and Maximums
|Benefit||DPPO Advantage Network|
|Family Calendar Year Deductible||$150 per family (waived for preventive services)|
|Calendar Year Benefit Maximum (For Class I, II, and III services)||$1,500 per person|
|Lifetime Orthodontia Deductible||$50 per person|
|Lifetime Orthodontia Maximum||$1,000 per person|
Typically, full coverage plans go beyond preventive care. They may also offer coverage for the following: Basic restorative care: This usually includes things like fillings , extractions, and non-routine X-rays. Major restorative care: This includes things like bridges, crowns, and dentures.
DHMO plans can be more affordable because they require you to see dentists within the network, in order to be covered. In comparison, a dental PPO will permit you to see any licensed dentist you want, in- or out-of-network, but you will pay less if you choose to see a dentist from the plan’s network.
That’s why we try to make this easier for you by offering you and your patient’s access to our extensive network of regional and national labs, including Laboratory Corporation of America ( LabCorp ) and Quest Diagnostics , Inc. ( Quest ).
Tier 1 includes all physicians who have earned the Cigna Care Designation, although it is important to note that not all Tier 1 providers have the Cigna Care Designation. Cigna Care Designation is a program that distinguishes physicians in certain specialties who meet specific quality and cost-efficiency measures.
Depending on what area you’re in, the average dental cleaning cost is between $75 and $200. This might seem like a lot of money, especially if you don’t have insurance to cover it. But consider this: The cost of advanced dental procedures is much , much more.
Cigna Dental insurance coverage shall be only for the classes of service referred to in The Schedule of a purchased plan. Dental plans apply waiting periods to covered basic (6-months), major (12-months) and orthodontic (12-months) dental care services.
Indemnity insurance is as close as you’re likely to come to getting dental insurance that covers everything . With indemnity dental insurance , you can visit any dentist – there are no networks or approved providers.
Best Dental Insurance Providers of 2021 UnitedHealthOne Dental Insurance: Best for Family Plans. Delta Dental Insurance: Best for Families on a Budget. Humana Dental Insurance: Best for Discounts. Cigna Dental Insurance: Best for Global Coverage. Ameritas Dental Insurance: Best for Rewards Programs.
“For the people who need a lot of work, the dental benefits company isn’t going to cover very much, Balaze said. “For those who don’t need much work at all, the dental benefit plan usually costs more than it’s used.” If you can get dental coverage through your employer for a few dollars a month, it’s probably worth it.