CALL OR CLICK TO FIND A NETWORK DENTIST . It’s easy with Cigna Dental Care (DHMO)* From myCigna.com – the easiest way. › Log in to myCigna.com. Click on “Find Providers . and Costs” at the top. From Cigna .com. › Go to Cigna .com. Click on “Find a Doctor, Dentist or. Facility” at the top of the screen.
Benefits covered by your Dental Plan include Preventive & Diagnostic Care such as Oral Exams, Cleanings and X-Rays. Your Plan also includes Basic Restorative Care such as fillings and simple extractions. Major Restorative Care is covered under your plan and includes Crowns, Dentures and Bridges.
Best Overall: Cigna Cigna is a global health service company with high marks for financial strength, including an A rating from both AM Best and Standard & Poor’s. 2 Their dental plans work within a nationwide network of over 93,000 dentists, and they offer phone support from 8am to 8pm every day of the year.
Cigna Dental Care® (DHMO) Covers treatment8 such as: Surgical implants . Crowns and bridges over implants .
DHMO plans can be more affordable because they require you to see dentists within the network, in order to be covered. In comparison, a dental PPO will permit you to see any licensed dentist you want, in- or out-of-network, but you will pay less if you choose to see a dentist from the plan’s network.
How to search for an in-network provider Log in to the myCigna® website to search for an in-network provider . The provider directory on myCigna.com shows you results based on your health plan network and your location. Know before you go. Meet the provider in person.
Deductibles and Maximums
|Benefit||DPPO Advantage Network|
|Family Calendar Year Deductible||$150 per family (waived for preventive services)|
|Calendar Year Benefit Maximum (For Class I, II, and III services)||$1,500 per person|
|Lifetime Orthodontia Deductible||$50 per person|
|Lifetime Orthodontia Maximum||$1,000 per person|
Cigna Dental insurance coverage shall be only for the classes of service referred to in The Schedule of a purchased plan. Dental plans apply waiting periods to covered basic (6-months), major (12-months) and orthodontic (12-months) dental care services.
With dental plans starting from $19 per person, per month† and access to 93,000+ dentists in 297,000+1 convenient locations across Cigna’s large nationwide network, it’s easy to find an affordable plan to help you save your smile–and your wallet.
Indemnity insurance is as close as you’re likely to come to getting dental insurance that covers everything . With indemnity dental insurance , you can visit any dentist – there are no networks or approved providers.
However, out of pocket costs are generally lower with HMO/ DMO plans than PPO plans, and have fixed co-payments. Having a PPO plan allows you to access a larger number of dentists providing higher quality care, but sometimes at a greater out-of-pocket cost.
The 7 Best Dental Insurance Plans With No Waiting Period of 2021 Humana : Best Overall. Denali Dental : Best Preventive Care. UnitedHealthcare: Best Basic Coverage. Spirit Dental : Best Major Coverage. Ameritas: Best for Orthodontics. MetLife: Best for Veterans. Delta Dental : Best Affordable Coverage.
Your medical insurance may also cover dental implant procedures, but that will vary based on your policy. If you don’t have dental insurance or coverage under your existing insurance , you can either seek a policy that covers dental implants or look into discount dental plan memberships.
For example, the cost of just one implant can range between $1,000 and $3,000 . In contrast, the cost of full mouth dental implants can range between $7,000 and $90,000 . This puts the nationwide average for a full set of dental implants at around $34,000.
Benefits covered by your Dental Plan include Preventive & Diagnostic Care such as Oral Exams, Cleanings and X- Rays. Your Plan also includes Basic Restorative Care such as fillings and simple extractions . Major Restorative Care is covered under your plan and includes Crowns , Dentures and Bridges.