Aetna DMO is a network-only plan*. That means, the plan covers dental care services only when you see a dentist who participates in the Aetna network. When you see an out-of-network dentist , you will have to pay all of the costs for the services.
HMO stands for Health Maintenance Organization. However, out of pocket costs are generally lower with HMO/ DMO plans than PPO plans, and have fixed co-payments. Having a PPO plan allows you to access a larger number of dentists providing higher quality care, but sometimes at a greater out-of-pocket cost.
All Smiles Dental Group is your one stop shop for dental services, and we are preferred providers and an in-network provider with Aetna dental insurance plans.
It’s easy to find a dentist Coverage type. Select the type of coverage you have or are considering (E.g., DHMO/ dental HMO, PPO, etc.). ZIP code. Type in your ZIP code. Network (or plan) name. Choose the name of your network plan. Search by name or specialty. Enter the name of a dentist or the kind of specialist you need.
A dental preferred provider organization ( PPO ) is much less restrictive than its DMO counterpart. You can generally visit any dentist you want who is willing to accept the insurance , and you don’t need a referral to see a specialist.
Most of Aetna’s traditional medical plans do cover replacement of teeth as a result of a non-biting injury. In situations where replacement of the tooth/teeth is accomplished by dental implants , the dental crown is also a covered medical expense.
A DMO * is a lower-cost dental benefits and insurance plan . You choose a primary care dentist . If you need to see a specialist, your primary care dentist gives you a referral. You get peace of mind with no deductibles or annual maximums.
Indemnity insurance is as close as you’re likely to come to getting dental insurance that covers everything . With indemnity dental insurance , you can visit any dentist – there are no networks or approved providers.
Best Overall: Cigna 2 Their dental plans work within a nationwide network of over 93,000 dentists, and they offer phone support from 8am to 8pm every day of the year. Furthermore, Cigna dental insurance for individuals comes with no copays and no deductibles for preventive care with in-network dentists.
Aetna covers most weight loss surgeries. However, you should note that most Aetna HMO and QPOS plans exclude coverage of surgical operations for the treatment of obesity unless approved by Aetna . Make sure you contact Aetna directly to find out if you policy includes weight loss surgery coverage .
Concluding Thoughts on Aetna Dental Statistics show that those who have dental insurance benefits have markedly improved overall health. Aetna provides affordable dental insurance options to lower the expense of any dental procedures you need significantly.
How much is Aetna health insurance? Among eHealth shoppers, the average premium for an ACA-compliant health insurance in 2018 was $465.86 for an individual plan, although insurance costs can vary significantly depending on the kind of plan you choose, the benefits included and your location.
The American Dental Association (ADA) offers these suggestions: Ask family, friends, neighbors, or co-workers for their recommendations. Ask your family doctor or local pharmacist. If you’re moving, ask your current dentist to make a recommendation. Contact your local or state dental society.
Tips for choosing the right dentist Ask your friends, family or co-workers. Chances are one of them has a great dentist they can recommend. Ask your doctor or a pharmacist. If you are moving, ask your current dentist for a recommendation. Visit the American Dental Association (ADA) website, opens new window.
As an example, during 2019, Delta Dental of Washington offered dental insurance on the private market starting at a monthly cost of around $26 for an individual and $122 for a family of four*. *These premium amounts are actual examples for certain specific plans offered in 2019 only.